Savings Modelling Solution

Enabling banks to build robust models for on-demand savings, backed by the knowledge and experience of Zanders

✓ Receive a free trial account

Best practice modelling insights based on experiences at 15+ banks, readily available for you in the cloud

Bring your savings modelling to the next level

On-demand savings are an important source of funding for retail banks.

Configure, compare and select the savings model that best fits your portfolio from 50 different model choices, all available at the click of a button!

Configure your models in minutes, and have your results within the hour!

Cash flow model
Separately model the client rate and volume outflow with respect to underlying explanatory factors.
Cash flow models are suited to measure the (non-)parallel risk profile of non-maturing deposits, but not for internal risk transfer purposes.
Replicating portfolio
Translate the interest rate and/or liquidity-typical profile of deposits into a portfolio of fixed-rate contracts.
Replicating portfolios are suited to calculate the value risk profile and for internal risk transfer, but do not take into account behavioural modelling earning (at-risk) and non-parallel risk calculations.
Our solution provides several benefits, both for modellers and management:
  • ✓ Highly flexible model functionality
  • ✓ Efficient model development
  • ✓ Internal and external compliance
  • ✓ Instant behaviour risk insights

The onboarding process contains several components:

  • ✓ Functional workshops on the application
  • ✓ Technical support and data requirements
  • ✓ Functional documentation and user manual

Additionally, this can be extended with our NMD benchmark or further support in model development and calibration.

Let’s discuss your requirements! ✓ Calculate your time and cost savings

Use our extensive functionality and expertise to quickly and efficiently develop non-maturing models, tailored to your needs

High-speed configuration
Use our solution to define a model configuration within 3 minutes, and generate results in half an hour
Cloud-based solution
Our solution is directly available without initial development costs and can be accessed anywhere any time
Proven track record
Zanders has supported numerous banks in developing their non-maturing deposits models, and aligning these models with various risk related challenges

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