Best practice modelling insights based on experiences at 15+ banks, readily
available for you in the cloud
Bring your savings modelling to the next level
On-demand savings are an important source of funding for retail banks.
Configure, compare and select the savings model that best fits your portfolio from 50
different model choices, all available at the click of a button!
Cash flow model
Separately model the client rate and volume
respect to underlying explanatory factors.
Cash flow models are suited to measure the (non-)parallel risk profile of non-maturing deposits, but
not for internal risk transfer purposes.
Translate the interest rate and/or liquidity-typical profile of deposits
into a portfolio of
Replicating portfolios are suited to calculate the value risk profile and for internal risk
transfer, but do not take into account behavioural modelling earning (at-risk) and
non-parallel risk calculations.
Let’s discuss your
✓ Calculate your time and cost
Our solution provides several benefits, both for
modellers and management:
- ✓ Highly flexible model functionality
- ✓ Efficient model development
- ✓ Internal and external compliance
- ✓ Instant behaviour risk insights
The onboarding process contains several components:
- ✓ Functional workshops on the application
- ✓ Technical support and data requirements
- ✓ Functional documentation and user manual
Additionally, this can be extended with our NMD
benchmark or further support in model
development and calibration.
Use our extensive functionality and expertise to quickly and efficiently
develop non-maturing models, tailored to your needs
Use our solution to define a
model configuration within 3 minutes, and generate results in half an hour
Our solution is directly available without initial
development costs and can be accessed anywhere any time
Proven track record
Zanders has supported numerous banks in developing
their non-maturing deposits models, and aligning these models with various risk related
Become an expert in on-demand savings modelling
Frequently asked questions about
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methodology and product offering