That really depends on the modules and your requirements. Onboarding on our standard configuration can be done within a couple of weeks. If customizations are required, this will generally take a bit more time. In our first discussions, our credit risk experts will discuss your requirements and provide a detailed planning for the implementation.
In case you have any new users throughout the subscription period, we are happy to schedule a one-on-one onboarding session for your new user.
While we do provide a standard configuration, we can still tailor this to your needs. If there are certain models that you would like to keep using, there are different ways to achieve this, like an API or a full integration.
If an implementation process is required, our team of credit risk will support you throughout this process and make sure you are successfully onboarded.
Our pricing varies depending on the usage of the different modules. Based on your indicated use, we can provide a more detailed pricing proposal.
We firmly believe you should not pay for things you do not use. Therefore we offer the possibility to tailor different parts of the subscription, based on your expected need. Did your needs change during the subscription period? We’ll review and adjust the subscription as needed.
Yes, we will provide an onboarding training for all users and we will provide technical and functional support throughout the subscription period..
The Zanders Inside platform leverages on the capabilities of Microsoft Azure. All data is stored on servers located in Western Europe. In addition, our external auditor validates our controls yearly to ensure the strictest IT security measures. The ISAE3402 type II audit document is available upon request.
Zanders offers clients different options to log on to the platform. Users can use a personalized password. The password can be complemented with two-factor authentication. Alternatively, each client has the option to use the Microsoft Single Sign-on as well. Lastly, Zanders can also build customized single sign-on functionalities to integrate with any in-house access management system.
Our rating models are applicable globally. The data set on which we have calibrated the model covers data from a wide variety of geographies, and we have included country risk factors to accomodate specific geographic features. The bank rating model even has 6 regional calibrations, each covering a distinct geographical dynamic.
Our rating models are reviewed on an annual basis, based on the latest available data. This keeps our models up to date and in line with the latest economic dynamics. During the latest calibration cycle, our corporate rating model had an AUC (area under the curve) of 0.69, which place it among the best performing models.
Our baseline configuration provides a ECL calculation that is in line with IFRS 9 regulation. However, varieties to these calculations are of course possible. Customization of this calculation will be part of our conversations. Bring us your requirements, and we’ll discuss how to incorporate these in the Credit Risk Suite.
Yes. All market data used in our calculations is part of your subscription.