Required input files can be uploaded to the browser-based workflow by simply dragging or selecting the files. Input include the loan portfolio, cash flow schedules, collateral and guarantees, counterparty information
The ECL leverages macro-economic input such as GDP, unemployment and inflation indicators for the forward-looking information information. The input can be provided by you or selected from our standard parameters.
Lastly, you only need to run the model and the ECL engine will take care of the rest.
The ECL calculation follows IFRS 9 regulation, and includes elements such as staging, forward looking PD, macro economic scenarios.
Our model output contains both portfolio level and detailed (intermediate) results and provisions.
