Financial information of up to five years is translated into ratios and trends, which form the basis of the quantitative score.
The quantitative score assesses the financial health on a number of pillars:
The quantitative score is supplemented with additional insights like product and geographical diversification.
Adding the qualitative assessment leads to the ‘stand-alone score’.
Taking into account support from related entities or governments, country (transfer) and industry risks leads to the final model score.
A comprehensive rating report is generated showing the final rating and the underlying components.
If necessary, an analyst can override the model score on the final rating.
